Budget Trimming

We have always had a budget of sorts.  However, we started using YNAB (You Need a Budget) this past January.  Right now we're working hard to first pay off both cars and then will start building up our buffer.  Once the furloughs begin, there will be just barely enough to keep up with those living expenses which are absolute necessities, but without the YNAB system, we would be up the proverbial creek without a paddle.  You can read more about this great budget software on their website http://www.youneedabudget.com.